Interactive: rates vs. utilization

Every branch pays the system rate plus its own utilization offset, produced by the Aggregator's per-branch PI controller (see Interest model). Utilization is the branch's share of total system debt, and the eight production targets sum to exactly 100% — the controllers are steering the protocol's collateral mix toward a loosely balanced portfolio.

The simulator below uses the production branch parameters (targets, soft and hard utilization bands, MCRs) and the contract's controller constants. Drag any handle to shift the debt mix — the other branches rescale so shares always sum to 100% — or run a scenario, including a branch shutdown with the survivor-target rescale from Aggregator._rescaleTargets.